Your Pension Profile
Your Pension Profile (YPP) is a secure, online portal for all PSPP members—active, deferred, retired, and any spouse or pension partner receiving a survivor benefit.
After you log in, you will be able to view your personal pension information, use the dashboard to view or update your personal information, change communication preferences, send personal information and access retirement planning tools. YPP is your source for information about your pension.
If you have not registered for your personal account, click on Login at the top right and find the “Register Now” button.
Tips for registering:
- You will need to know your Social Insurance Number.
- You will need to have access to your email when registering as you will need to verify your registration. Please use your personal email, as work email addresses can change over time.
Step by Step Guide: How to Use YPP | Download
Features of Your Pension Profile
- Receive notifications: Important notifications will be posted to Your Pension Profile. The bell at the top right of the website will tell you if there is a notification to view.
- View annual statements: Your annual statements are posted in Your Pension Profile as PDFs that you can access at any time.
- Update your personal and pension information at any time: Quickly view and update your contact information, address and beneficiaries.
- Ask questions related to your pension and personal account: Use the Secure Messages function to communicate with PSPP and request information.
- Safely upload and download personal documents: Use the Document Centre to securely manage sharing your electronic documents with PSPP.
- See your service and salary history: See the reported amount of your pensionable service and pensionable salary, as provided to us annually by your employer.
- Run an estimate using your information: The Pension Projection Calculator in the portal will use your reported pensionable salary and pensionable service to help you project your future pension.
- Review your buyback balance: If you’re paying for prior service or a period of leave through a buyback, this will show you how much you have left to pay. It’s updated every pay period.
- Complete your retirement application online: Use the online retirement application tool, PensionEase, to complete your retirement application and manage all documents and forms necessary to receive your pension benefit.
Benefits for Retirees Include:
- Register for direct deposit: Register for direct deposit or manage your banking information through the portal.
- Pension payment details: View the dates of upcoming pension payments and see pension payment history, including deductions.
- Review your selected pension option: Review the details of the pension option you selected at retirement. (The option cannot be changed once a benefit payment has been made.)
- Review Cost-of-Living Adjustment (COLA): See details of the annual COLA on your pension payments.
- Access tax slips and forms: Find your tax slips and forms, including provincial TD1s or T4As.
PensionEase
PensionEase is a feature that allows you the option to complete your retirement application online. PensionEase is a secure tool that will take you step-by-step through the retirement application process. You can find it by logging in to Your Pension Profile at the top right of this website and finding “Retirement Application” in the portal’s drop-down menu.
Step by Step Guide to PensionEase | Download
Features of PensionEase
- Simple to follow process;
- Less paper to manage;
- All electronic forms in one place;
- Ability to upload required documents;
- Document centre that indicates the status of your documents; and
- Reduced transit and turnaround time.
You still have the option to send your retirement application through regular postage, but retiring online through PensionEase may be the right tool if you:
- Are eligible to retire in PSPP;
- Have access to a desktop or laptop computer;
- Have access to a printer, scanner and/or smart phone for copying documents to upload; and
- Are no more than 90 days from retirement.
You may not be able to complete your retirement application in PensionEase if you:
- Are applying for a disability pension;
- Have a change in marital status; or
- Are dividing your pension due to divorce or separation.
When Should You Start Your PensionEase Application
PensionEase follows the same retirement steps as retiring through a printed and mailed application, except that it is completed and managed online. As with a mailed application, we recommend submitting your online application three months before your selected retirement date to allow enough time to complete the retirement process. When selecting your retirement date in PensionEase, the tool will only allow you to select a date that is no more than 90 days into the future.
More on Steps to Retirement